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Car Insurance Companies in Florida

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Cara Pace
March 4, 2020

Auto Insurance >> Car Insurance Companies in Florida

When it comes to car insurance, there are a number of providers on both the national and state level. All the major players are household names thanks to serious advertising dollars being spent. The latest market share data from the National Association of Insurance Commissioners (NAIC) shows State Farm leading the pack with a 16% market share in the United States, followed by GEICO and Progressive. 

In Florida, the landscape is similar but with GEICO coming out on top with a market share of over 25%. Progressive and State Farm round out the top three with an 18.3% and 14.7% market share respectively. Market share is based on data from the NAIC.

Top 5 car insurance companies in the US 

Rank-US

Auto Insurance Company

Market Share in US

1

State Farm

16.2%

2

Berkshire Hathaway (GEICO)

13.8%

3

Progressive

12.3%

4

Allstate

9.3%

5

USAA

6.0%

List of car insurance companies in Florida

Rank-FL

Auto Insurance Company

Market share in Florida

1

Berkshire Hathaway (GEICO)

25.2%

2

Progressive

18.3%

3

State Farm

14.7%

4

Allstate

9.3%

5

USAA

7.1%

6

Liberty Mutual

3.1%

7

Travelers

2.2%

8

National General

2%

9

Kemper

1.8%

10

Auto-Owners Insurance

1.7%

11

Farmers Insurance

1.7%

12

Windhaven Insurance

1.5%

13

United Automobile Insurance

1%

14

The Hartford

1%

15

Ocean Harbor Casualty Insurance

1%

*Based on NAIC data on private passenger auto insurance market share in 2018.

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Other car insurance companies in Florida

Looking for other car insurance provider options? You're in luck in Florida. Some of the names on this list may not be familiar to you, but they do offer auto insurance in Florida. Compare multiple quotes to get the best auto insurance.

  • AIG
  • American Family Insurance
  • Ameriprise Financial
  • Amica
  • AssuranceAmerica
  • Assurant
  • Auto Club Insurance Association (AAA)
  • Auto Club South Insurance
  • Aventus Insurance (Wellington Insurance Group)
  • California Casualty
  • Chubb
  • First Acceptance
  • General Electric
  • Global Indemnity
  • Home State Insurance Group (Equity Insurance)
  • Horace Mann
  • MAPFRE
  • Markel
  • Mercury Insurance
  • MetLife
  • MGA Insurance (GAINSCO)
  • Mr. Auto Insurance
  • Munich Re
  • Nationwide
  • Peachtree Casualty Insurance Co.
  • Premier Holdings (Mendota Insurance)
  • PURE
  • Responsive Auto Insurance
  • Sentry
  • Southern Farm Bureau Casualty (Florida Farm Bureau Insurance)
  • Star Casualty Insurance
  • The Cincinnati Insurance Cos.
  • Tiptree (Fortegra)
  • Tokio Marine (PHLY)
  • Windhaven National Insurance
  • WT Holdings Inc. (Stillwater Insurance Group)

When to compare auto insurance

To make sure you always have the lowest rate, it’s best to compare car insurance once a year. It’s also smart to shop your insurance whenever you experience a major life change. Examples of situations that could impact your auto insurance rates: 

  1. Moving to a new ZIP code
  2. Becoming a homeowner
  3. Buying a new or used car
  4. Getting married or divorced
  5. Switching to a work-from-home job
  6. Enrolling in college full-time
  7. You have a teenager in the house now
  8. Your credit score improved

You can switch car insurance companies at anytime. So don’t wait for your renewal date to get quotes and start saving money on your car insurance.

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