Boat Insurance

Set out to sea with the right coverage at the right price
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Women steering a boat

Getting boat insurance is easy with Squeeze. 

With the right policy, you can be confident your loved ones and your boat are safe on and off the water. Boat insurance policies include coverage for your boat, motor, and trailer. Squeeze will help you find the level of coverage you need at the most affordable price. 

Stay safe on the water with Squeeze!
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Do you need boat insurance?

If your watercraft is financed, lenders typically require you to have boat insurance. Few states legally require boat owners to purchase insurance, however, that doesn’t mean you should skip it. Just like auto insurance, getting insurance for your boat means providing protection for you, your loved ones and your investment. 

Whether you’re fishing the open seas in your center console or boating freshwater lakes on a pontoon, you’ll have peace of mind knowing you have insurance for your boat, motor and trailer. 
Get a boat insurance quote today
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What does boat insurance cover?

With the right boat insurance policy, you’ll be protected from some common risks such as theft, fire damage, collision, and sinking. The types of coverage that come standard on a boat insurance policy will vary from one insurer to the next, which is why it’s important to compare quotes. However, some of the most common types of coverage offered by insurers include: 
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Property damage liability
Coverage to pay for repairs or replacement of a property, watercraft, or object that you damage while boating. 
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Bodily injury liability
Coverage to pay for injuries to someone involved in an accident while using your boat.
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Wreckage removal
Coverage to pay for the cost to remove your boat from the water if it sinks. 
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Fuel spill
Coverage to pay for any costs related to a fuel spill.

How much is boat insurance?

Boat insurance is generally affordable, and the cost depends on several factors. Your insurance agent will customize a quote based on the following:   
  • Number of engines and horsepower
  • Type of boat
  • Boat use (pleasure, commercial, racing)
  • Boat length
  • Where it will be stored
  • Where you will be boating
Get multiple boat insurance quotes to find the best rate and coverage for your boat, motor, and trailer. 
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Boat insurance discounts

Squeeze agents are experienced and will help you find affordable coverage. Your customized boat insurance quote will include any discounts you’re eligible for.
  • Multi-boat
  • Original owner
  • Responsible driver
  • Pay in full
  • Safety course
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Boating 101: Boat Insurance Frequently Asked Questions

Buying a boat is exciting! From deciding on what type of boat you want to dreaming up amazing boating adventures, owning a boat opens new opportunities for you. 
Learn more
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