Life Insurance

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Affordable Security and Peace of Mind

The simple truth is, an untimely death can permanently derail your family’s future. Life insurance is your way of continuing to safeguard and care for your family even after you’re gone. But that doesn’t mean you have to overpay. Squeeze can help you find the right policy at the right price.

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Have questions about life insurance?
We’ve got answers.

Life insurance can be confusing, even intimidating.Don’t worry – we’re here to break it down for you. 
How much life insurance do I need?
It’s hard to overestimate the emotional and financial impact of an untimely loss, so there are several schools of thought on this question. The two simplest answers are: 1. You need about 10x your annual income in life insurance. Or 2. The DIME method: Add up your family’s debt, the number of years of income you want to provide, any outstanding mortgage balance, and future education expenses. You can also try our easy-to-use calculator below. Ultimately, you need as much life insurance as it takes to bring you, and your loved ones, comfort and peace of mind.
How much does life insurance cost?
Life insurance cost varies based on the level of coverage you want. Squeeze can help you find life insurance with prices starting at just $5 per month. Honestly, your peace of mind is worth a whole lot more than that.
How do I get the best life insurance rate?
You can get the best life insurance rate right here. Squeeze partners with top insurance providers to offer the most affordable rates on the market. Working with Squeeze isn’t just fast and easy, it’s also smart.
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What is term life insurance and what does it cover?

Term life insurance specifies coverage over a number of years of your life. Many people buy term life insurance to cover their peak earning years, for example. Others select a term corresponding to their dependents’ ages (from childhood to age 25, for example).

Even though they both say “life” in their names, term life insurance is very different from whole life insurance. Term life insurance is much simpler, easier to understand, and most of all affordable. Basically, term life insurance pays its benefit should disaster strike during a specified portion of your life (the “term”). Term life insurance allows you to create a plan to keep your loved ones provided for when they need it most, when they’re at their most vulnerable.

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Daily Living Expenses
Without your income, your family will need cash to buy groceries and pay the utility bills. Life insurance buys time and options, so they won’t be forced into tough decisions at the worst time.
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Outstanding Debts
Credit card balances, car payments, student loans and all sorts of current bills still need paying. Don’t count on a collector’s compassion for a grieving family.
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Mortgage Costs
Most heads-of-household want sufficient insurance coverage to pay off the family’s home, so they’ll never have to worry about housing. 
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College Tuition
You’ll want to ensure your loved ones will still have the opportunity to achieve their full potential. They’ll remember you with gratitude when they receive their degrees. 
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End of Life Costs
Unexpected hospital and medical bills add up fast, usually resulting in $30-$40,000 in out-of-pocket expenses. And the average memorial ceremony runs about $10,000.
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Other Major Financial Obligations
Life’s full of surprises, good and bad: a wedding, a flooded garage, a last-minute flight to Paris, violin lessons from a maestro. Make sure your family is equipped for anything. 

Term Life Insurance FAQs

What’s the difference between term and whole life insurance?
Term life insurance is a straight-forward form of protection that covers you for a specific period of your life (the “term”), and pays a specific amount to your family should disaster strike. Whole life insurance is more of an investment, one that accrues cash value tax-free over time, and can be accessed during your life. While there are many different flavors of whole life insurance, term life insurance plans are fairly consistent.
How does term life insurance work?
You choose the term, the period of coverage. (Some people match the term to specific milestones, like paying off the mortgage, or the kids’ college graduations.) You choose the benefit, the dollar amount of the coverage. This can be based on your budget, or based on your family’s expected needs. Term life insurance is simple, affordable, and a great way to care for your loved ones.
How are life insurance rates determined?
Life insurance rates are based mostly on life expectancy, so many factors play a role. Among them: gender, age, general health and whether you use tobacco. Generally, the younger and healthier you are, the less expensive your rates.
How often should I reassess my life insurance needs?
Whenever you have a big life event, you should reconsider your life insurance coverage. The most common times are when getting married, growing your family, buying a home, starting a business, and planning for retirement.
Can I have more than one life insurance policy?
Yes, you can! Owning multiple life insurance policies makes sense for some situations. However, when applying for additional policies, insurers will always ask about your current coverage. They want to be certain the amount you want is reasonable.
How do I get life insurance quotes online?
You can get your life insurance quotes online right here! Squeeze makes it fast and easy to get your life insurance quotes in just three minutes or less, online. Get started here.
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