There is another benefit of getting older - lower car insurance. Many companies offer an added car insurance discount to customers starting at age 50 or 55.
Mature driver discount
According to Florida law, insurance discounts are authorized for certain persons completing a safety course. Specifically, drivers who are at least 55 years old can complete any mature driver, or senior driver, discount course that is approved by the Florida Department of Highway Safety and Motor Vehicles (FLHSMV).
Section 627.0652 of the Florida Statutes
The Department of Highway Safety and Motor Vehicles shall consider the competency of the personnel offering the course, the quality of the content and activities of the course with respect to its capability to prevent accidents by persons age 55 or older who complete the course, and the reasonableness of the fee for the course. The Department of Highway Safety and Motor Vehicles shall establish the minimum number of hours necessary for completion of a course. A course approved by the Department of Highway Safety and Motor Vehicles shall require each person completing the course to pass a written test given by the course evaluating the person’s knowledge of the content of the course.
Once you complete a mature driver discount course, you can submit your completion certificate to your insurance company. Any additional discount is determined by your provider. If you have been with your provider for several years, be sure to get new quotes. You may save yourself hundreds of dollars by switching car insurance.
FLHSMV Approved Mature Driver Courses
Here is a complete list of mature driver courses that are approved by the FLHSMV.
| Name | Phone | Cost |
| Florida Educational Driving School | 888-497-1755 | $12 |
| American Safety Council | 800-393-1063 | $14.95 |
| Defensive Drivers Discount | 877-697-2331 | $24.99 |
| Mature Driver Online | 800-998-8533 | $9.95 |
| Wise Traffic School | 877-885-8843 | $13.95 |
| AARP Driver Safety Program | 888-227-7669 | $19.95 AARP members / $24.95 non-members |
| DriverEducators.com | 888-237-5669 | $14.95 |
| I Drive Safely | 800-723-1955 | $14.95 |
| Online Mature Driver by Improv Comedy Club | 800-660-8908 | $19.95 |
| AAA - Safe Driving for Mature Operators | 866-659-1317 | $15.95 AAA members / $19.95 non-members |
| National Safety Council - Coaching the Mature Driver | 800-237-0676 | $29.95 |
| Traffic School Online - Mature Driver | 800-800-3579 | $14.95 |
| 10 Dollar Florida Senior | 844-812-8512 | $10 |
| American Safety Institute - Senior Driving Course | 800-800-7121 | $14.95 |