Top 10 Costliest Atlantic Hurricanes

Hurricane season is in effect from June 1 to November 30.

In particular, an Atlantic hurricane or tropical storm is a tropical cyclone that forms in the Atlantic Ocean. These hurricanes can affect multiple areas of the United States, including those along the East Coast, Gulf Coast and in the Southeast.

For car owners, it’s important to know if your current car insurance will cover hurricane damage. Be sure to check your current coverage limits and increase any coverage that would limit your out-of-pocket dollars. 

>>COMPARE: Get an auto insurance quote

What is property loss?

Most everyone is at risk for property loss of some kind. Property can fall into one of two types: real property or personal property. According to the American Institute For Chartered Property Casualty Underwriters, real property includes land, buildings, attached structures as well as any plants growing on the property. Meanwhile, personal property includes vehicles, boats, recreational vehicles, plus any personal items of value like jewelry, electronics or art.

Costliest Atlantic hurricanes

The Insurance Information Institute (III) looked at property loss data for Atlantic hurricanes that affected the United States. The figures they use exclude flood damage losses; flood damage is covered by the federally administered National Flood Insurance Program (NFIP). The costs have been adjusted for inflation and are shown in 2018 dollars.  

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