Pennsylvania Car Insurance Quotes — Compare & Save | Squeeze

Pennsylvania has one of the more confusing auto insurance systems in the country — drivers actually choose between full tort and limited tort coverage, which most people have never heard of until they need to file a claim. Squeeze shops Pennsylvania's carrier market and helps make sense of the choice.

Pennsylvania requires:

• $15,000 bodily injury liability per person
• $30,000 bodily injury liability per accident
• $5,000 property damage liability per accident
• $5,000 in first-party medical benefits (PIP-equivalent), required under Pennsylvania's choice no-fault system

Pennsylvania is unique in letting drivers choose limited tort (lower premiums, restricted right to sue for pain and suffering) or full tort (higher premiums, unrestricted right to sue) — a distinction worth explaining clearly to shoppers, since most states don't offer this choice.

• Full tort vs. limited tort election, which materially changes your premium
• Deer-collision comprehensive claims, especially common in rural Pennsylvania
• Philadelphia and Pittsburgh metro density, driving urban rates above the statewide average
• Relatively low mandated minimums, which keeps baseline minimum-coverage pricing competitive

Squeeze shops a balanced mix of standard and non-standard Pennsylvania carriers.